All of your panel settings are stored in your /home directory. If you have placed /home in a different partition from the root/system directory, and your /etc/fstab has been corrupted somehow so your /home partition isnāt getting mounted over /home, then your panel icons and background and all the other settings youāve tweaked will just disappear until you get the mount situation ironed out.
Thereās also the possibility that you are using one of the earlier kernels. Of all the kernels that have come out of the repo since i installed ubuntu-mate, all those preceding the rev-70 kernel (and associated initramfs) have intermittently skipped some mounts from fstab on my xps13. I believe they might have fixed what appears to have been a systemd timing issue, but iāve only been running the rev-70 kernel for a day or two; it hasnāt been misbehaving like the rev-66 kernel and those before it were misbehaving on my xps13. I donāt know why everybody hasnāt been seeing skipped mounts, so iāve been attributing it to some xps13 peculiarity that drives out a timing bug in systemd, but without spending unconscionable amounts of time digging, i canāt say for sure what it was or even if itās stopped, i just havenāt seen evidence of the issue since i installed the rev-70 kernel.
If you have multiple userids set up, check the others; if itās a missing mount (however it got that way) they would also be messed up.
Maybe this isnāt the issue thatās causing the problem, but itās something to check imo. I donāt own a pi and know nothing about them. Good luck,