So I thought I figured out SAMBA and bookmarked this thread for when I install UM 20.4. Well, the instructions above did not work. I even copied my smb.conf from 18.04 to 20.04 with no success. What did work was doing all listed above and adding the following two lines to the smb.conf file below the WORKGROUP entry
client min protocol = NT1
server min protocol = NT1
Samba seems to be a challenge with every distribution upgrade.